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Article #114: Planning An Extension To Your Home

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Adding an extension to your home is decorating and so on in your budget. Also
becoming more and more popular as an consider whether you will have to move
alternative to moving house. Ever into rented accommodation for a short
increasing house prices and the costs of time and allow for that. Something
moving can make adapting your current unexpected will always happen so make
home seem an attractive, more affordable sure you include a contingency fund.
option. However, you do need to think Architects and planning permission
carefully and do some research to ensure In order to decide whether your plans are
your plans go smoothly. Although you will feasible you are likely to need advice
save on agent's fees, stamp duty and from an architect. Contact the Royal
removal expenses, there will be Institute of British Architects for a
architect's costs and disruption to your list of those registered in your area.
home. Choose several and make an appointment to
Why build an extension? discuss your ideas. This type of initial
Firstly think about the purpose of your consultation is usually free but check
extension. Do you need more space for a first. You can outline your requirements,
growing family, a home office, a look at their portfolio to see whether
self-contained area for an elderly they have worked on similar projects
relative, or are you thinking of the before, and ask about their fee
extension as an investment to increase structure. You will then be in a position
the value of your property? The purpose to select the most appropriate for your
of your building project will affect the situation.
planning permission you need and your As a minimum an architect will draw up
budget. For example planning a large plans to submit to the planning
scale two storey extension will require a department. They can negotiate with the
different approach to a small council and hopefully you will obtain
conservatory, and there is no point planning permission. However, be prepared
installing expensive, luxury fittings in for a slow process, particularly if you
your new kitchen if you are planning to are refused at first or there are
move in a year or two. objections. Once you have planning
Planning considerations permission you then have to submit
You should have a good look around your detailed technical plans to cover
local area. In particular note whether building regulations. Some architects
any of your neighbours have extended offer a further service to manage the
their property and if so how? Do you wish whole project for you. This means they
to do something similar or do you have will get quotes from builders and oversee
very different ideas? Your planning the work in progress. This may save you
application will have to be in keeping some worry and hassle but will be an
with the area and is more likely to be additional expense.
accepted if there is already something How do I find a reputable builder?
similar nearby. All areas have rules and By far the best way of finding a builder
regulations covering basics such as how is word of mouth recommendation. Have any
close to the house next door you can of your friends, neighbours or family
build and potential use of the building. used local builders and if so would they
However, in some cases there will be recommend their services? Alternatively
other restrictions such as in green belt look out for builders working nearby.
areas, national parks and for listed They often put out company boards on
buildings. site. Some builders specialise in
As long as they are done properly most particular types of work, for example
extensions will add some value to your loft or garage conversions, which may be
home. However, the cost of the build appropriate for you. Think about whether
could be higher than the added value. you want a large company to come in and
Remember there will be fees incurred and get the job done as soon as possible. In
there is likely to be a ceiling value for that case you can expect a lot of
your particular type of property and different people coming and going all the
neighbourhood. time, depending on the stage of the work.
How to finance your extension Alternatively are you prepared to wait
How you decide to finance your extension for a two man set up which will be slower
will depend on the costs involved and but may be less disruptive? It is a good
your circumstances. However, idea to get at least three quotes and ask
re-mortgaging could well be your best for a fixed price, otherwise your budget
option. This means you will pay off your could quickly disappear. Also ask for
current mortgage by taking out another. timescales and how they will go about the
At the same time you increase the amount work. Will they expect you to move out or
you borrow to cover the cost of your will they work around you as far as
build. It is important to include all possible?
fees, internal fixtures and fittings,






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