Budgeting Your Log Home - Creating a Checklist

If you've read my first article, BUDGETING YOURconcrete is the most expensive. These days, many
LOG HOME: Where do you start?, you've got a verypeople choose precast foundations for log homes,
basic overview of the process. However, there arebecause they are so accurate and don't require a
still a number of questions I'd like to address. Again,footer. If you go this route, you'll have to hire a
many of these questions will come up if you build anymason to pour the floor after the precast foundation
custom home, but I'd venture to guess the log homeis erected. Remember that if you choose to build on
owners find themselves deeper in thea slab, you're going to have problems routing your
decision-making process than someone dealing with awiring, because this is normally done from the
custom builder. After all, the differences becomebasement.Your log home manufacturer is going to
apparent immediately as the owners have to findgive you a quote for the package. Many people want
their own manufacturer.Unless you have a pocket fullthe manufacturer to quote on a "turnkey" house or
of cash, you're going to have to follow theat least a weathered-in shell, as a matter of
construction loan mindset throughout the budgetingconvenience. However, this might not be the way to
process. I plan to devote a whole article to thego if you live in a different state from the mill. Do
construction loan, but this pursuit will serve as ayou really want to pay shipping for plywood? In the
preliminary step before going to the bank.The biggestend, having your contractor purchase lumber locally
part of your budget will be the purchase of the land.could save you thousands of dollars, even it it's a
With today's new construction market - especially inlittle less convenient to calculate it initially. Your local
New Jersey - the raw land constitutes 30%-40% ofbuilder will gladly give you a quote as long as he has a
the total project (of course, in other states the landgood set of preliminary plans to work from.I started
won't be so much but your overall costs will be less,with a simple check list to sort out my budget.
too). It helps to purchase the land first so you knowLuckily, I found a contractor who was willing to take
how much money you're going to have leftover the project and hire his own subs; his itemized
over.Then you need to figure out how much to setquote helped me visualize all the elements that went
aside for your excavation, your driveway, and yourinto the project. Then I added subs that I hired
septic system. Before you can get to this number, itseparately (excavator, mason, landscaper, etc.). Here
helps to hire a civil engineer to draw up a survey andare some line items that went on the checklist: Air
plot plan (you'll need the survey for the mortgageConditioner, Appliances, Builder's Profit, Doors
company anyway). This will cost you a few hundred(interior), Doors (exterior), Driveway, Electrician,
dollars. The plot plan will diagram where the house willFireplace, Flooring, Foundation, Furnace (or Boiler),
go (and footprint of the house), the length of theHVAC Installation, Insulation, Interior Trim, Kitchen,
driveway, where the septic and well will go. With thisLabor, Landscaping (Grass seed), Lift equipment,
document, you can go to the excavator for aLighting Fixtures, Logs, Lumber (plywood, joists,
quote.Since most log homes tend to be built in rural2x6s), Mason, Permits, Plumbing, Plumbing Fixtures
areas, you will probably have to install your own(sinks, bathtubs, toilets), Roof, Sanding and Staining,
septic and well. The excavator who does yourSeptic, Staircase (if not included in log quote), Tiles
driveway will most likely be the one who will dig your(kitchen & bath), Utilities, Well, Windows.Depending
septic. The well driller will probably be a differenton your job site, you may have other expenses. If
company. These are both "wild cards", because thethe flatbed truck carrying your logs cannot make it
cost of the septic will depend on how well the landto the site, you'll have to make provisions to off-load
percs (short for percolate), and you don't know howthe logs elsewhere and have them brought in. If you
deep your well will go.Once again, the engineer willare set way back from the road, you may have to
design a septic plan which will have to be approvedpay for telephone poles, or pay for the trenching.
by the county (in most states). The cost of yourAlso, your builder may require that you bring power
septic could range anywhere from $10,000 - $30,000.to the site for his tools (most allow you a few days
If you are setting the house way back from theof generator power, but not for the whole job).It
road, you must budget for that extra-long driveway.took a while to fill in all the blanks on my check list,
And if your lot is heavily wooded, you will have tobut once I started looking at each task individually,
pay extra for tree removal; remember that youthe project as a whole made sense. Actually, the log
need to clear plenty of space to accommodate bothpackage was the easiest part to deal with. In our
the house and a large area around the house for thecase, the manufacturer provided the logs only (and
machinery to maneuver. You also have to consider athe design), which came out to less than 1/6 the
space to put the logs after delivery.Once the locationtotal cost of the house (not counting the land work).
and footprint of the house is determined, you mayFor the rest, the costs are like any other custom
need to use a different contractor for thehome; then the question becomes "Who does
foundation. Foundations are not provided by the logwhat?". After all, a little sweat equity goes a long
home manufacturer (with rare exceptions). There areway.Mercedes Hayes is a Hiawatha Log Home dealer
several ways to go: you can build on a slab, a crawland also a Realtor in New Jersey and Pennsylvania.
space, or a full basement. You can use a blockShe designed her own log home which was featured
foundation, a precast foundation, a poured concretein the 2004 Floor Plan Guide of Log Home Living
foundation (these are the main choices). Pouredmagazine.